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December 6, 2018

CFPB Accuses Nevada Nonbank of Misleading Vets on IRRRLs in San Antonio

By Paul Muolo

The government charges, the “apples to apples” comparisons on refis shown to prospective customers by Village Capital’s LOs were flawed and had “inaccurate” results.

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.