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Volume 18 - Number 26

December 21, 2018

Calabria’s Past Comments on GSEs, Securitization and More

ďSecuritization is the false god that failed us.Ē These are the words of Mark Calabria, the conservative economist whom the Trump administration nominated last week as director of the Federal Housing Finance Agency, replacing Mel Watt, whose term ends in January.

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This biweekly covers the housing-related government-sponsored enterprises with experienced, expert analysis.



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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.