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Volume 22 - Number 3

February 2, 2018

Downloads Available: Mortgage Earnings Snapshot (Banks): 4Q17

Mortgage Banking Less Profitable for Banks in 2017, Defections Still Rare

Despite declining volume and the rollercoaster of hedge accounting, most banks turned in positive results on their mortgage-banking activities in 2017, according to a new Inside Mortgage Trends analysis of fourth-quarter earnings reports from publicly-held companies.

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Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.