Renew Your Agency Seller Profile Subscription One Year (4 quarterly deliveries), spreadsheet format
Keep the Quarterly Insight Coming
Inside Mortgage Finance's Agency Seller-Issuer Profile examines the sales at every institution that sold to Fannie, Freddie or Ginnie during a specific quarter for a comprehensive look at the market. You’ll get detailed information on how much each seller-issuer is delivering to each agency. You’ll see how the sales break down by product type—refinance or purchase. You’ll see where each seller-issuer is sourcing its loans—retail, correspondent or broker. Plus, you’ll find specifics on the demographics—FICO score, loan-to-value and debt-to-income averages.
The particulars allow you to compare and contrast your results, as well as your products and processes, with the rest of the market to root out refinements and new approaches that will improve your own results.
Each report looks at the every entity that sold loans to Fannie, Freddie or Ginnie in the quarter and reports on their activity. You’ll find:
- A ranking by volume with detail on market share, volume by agency, volume by channel and volume by loan purpose.
- Separate rankings of agency seller-issuers by loan purpose, including channel breakdown by agency type.
- Data on average credit characteristics (credit score, debt-to-income ratio, loan-to-value ratio), sorted by agency and channel, for both purchase loans and refis.
The data in the Agency Seller-Issuer Profile are derived by IMF’s research from loan-level disclosures on single-family mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae.