Legislative Issues

Browse articles from all of our Newsletters related to Legislative Issues.

March 21, 2019 - Inside Mortgage Finance

Warren Introduces Housing Legislation, Setting Priorities

Sen. Elizabeth Warren, D-MA, introduced legislation last week to make significant changes to the housing-finance market. The bill is essentially dead on arrival given the current makeup of Congress, but it signals some priorities for Democrats as they look to win elections in 2020.


March 21, 2019 - Inside Mortgage Finance

CRA Reform Gains Traction As Top Officials Weigh In

An overhaul of the Community Reinvestment Act is gaining traction, with two more major financial regulators outlining their views and priorities.


March 14, 2019 - Inside Mortgage Finance

2020 Budget a Mixed Bag for Housing Finance

President Trump earlier this week unleashed his fiscal year 2020 budget on Washington, chockful of implications for Fannie Mae, Freddie Mac, the Department of Housing and Urban Development and the Consumer Financial Protection Bureau.


March 11, 2019 - Inside the CFPB

Partisan Debates on CFPB Power, Clashes at Hearing

Republicans on the House Financial Services Committee in a hearing last week rebutted a proposed bill undoing changes made by former CFPB acting Director Mick Mulvaney.


March 8, 2019 - Inside MBS & ABS

SFIG to Make More Effort to Win Over Policymakers

The Structured Finance Industry Group plans to change its tactics with policymakers, said Michael Bright, the president and CEO of the trade group.


February 28, 2019 - Inside Mortgage Finance

Bipartisan Credit Bureau Overhaul Begins

In a show of bipartisanship, work on reforms in the credit bureau industry kicked off this week, with legislation circulating and the House Financial Services Committee’s hearing testimo-ny from CEOs of three major rating agencies.


February 25, 2019 - Inside the CFPB

Bill Introduced to Repeal HMDA Partial Exemption

Democratic lawmakers recently introduced a bill to both chambers of Congress to repeal the partial exemption granted last year to smaller institutions from certain mortgage reporting requirements.


February 22, 2019 - Inside Mortgage Trends

Shutdown Drags Down HECM Production

Origination of FHA-insured reverse mortgages fell more than 30% in December due to the partial government shutdown and an overall slowdown in production volume.


February 15, 2019 - Inside Nonconforming Markets

Hopes Dim for Lower Loan Limit Mandate from Senate

A leading Republican in the Senate plans to leave loan limit decisions in the hands of the Federal Housing Finance Agency instead of mandating lower conforming loans limits as part of housing-finance reform legislation.


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